Step-by-step

1. Estimate your retirement expenses (inflation adjusted).
2. Compute required corpus using expected post-retirement return.
3. Work backwards to find monthly investments.
4. Review and rebalance periodically.

Rule of 4%

As a conservative rule, multiply your annual expenses by 25 to get a starting corpus estimate (Rule of 4%).

Suggested Monthly Investment

Calculate: Enter required corpus and years to retirement to get SIP suggestion.

Target Corpus (₹) Years to Retirement Expected Return (%)